One of the best ways to protect your retirement savings is to set aside some money in a savings account in case of an emergency — that way you won’t have to jeopardize your retirement savings.

Start holding back a portion of every paycheck into a savings account. That way when an emergency comes up you’ll be better prepared.

Wtach the USAA Educational Foundation video, "How to Start Saving" to learn more.

If you are not saving today, make a budget or a plan to start. Your installation Personal Financial Management Specialist (PFM) can help. For more personal finance information, check out the Personal Financial Management MarineNet Video channel.

Go to the previous article, "Check Your Progress."